Schedule of Reductions (SOR)Estimate a supported Schedule of Reductions scenarioSchedule of Reductions (SOR)Show the source and calculation steps for an SOR exampleSchedule of Reductions (SOR)What information is needed before this SOR scenario can be calculated?

An educational financial-aid tool for students and aid staff to review supported Direct Loan Schedule of Reductions scenarios. Run source-backed estimates, compare cases, and identify missing facts or issues that need school review. Results are estimates, not award or eligibility determinations. Schools must verify loan history, aggregate limits, COD status, and final packaging requirements. This independently developed calculator is not endorsed by the U.S. Department of Education.